Giving children the best start in Life

Not only can you invest a potential £3,600 into a stakeholder pension for yourself, and your spouse but also for children or even grandchildren.

No other child targeted savings vehicle sees the government offer to contribute to your investment - so take advantage whilst you still can! The maximum annual contribution of £3,600 only costs you £2,808, that's a contribution of £792 from the taxman!

Children and grandchildren can effectively get tax relief on money that they haven't paid tax on!

Time is money - literally!

Contributions made during the first 18 years of life could be worth more than the equivalent contributions made during the 42 years from 18 - 60*.

The table below demonstrates the benefits of starting a stakeholder pension as soon as possible.

Contributions of £3,600 per annum between ages	Potential Fund Value At Age 60*
0-16 then stopped	£1,230,000
0-18 then stopped	£1,310,000
0-21 then stopped	£1,430,000
from 18-60	£659,000
from 30-60	£298,000
from 40-60	£139,000
from 50-60	£50,100
*These projections are based on a medium growth rate of 7% with an Annual Management Charge of 1%, courtesy of Axa Sun Life.