Personal Pension Transfers

Pension charging structures have changed dramatically in the last 10 years and has dramatically changed the face of retirement planning. Due to the influence of stakeholder pensions the cost of a new pension is now far lower than in the past and many individuals now find themselves with outdated, underperforming and overpriced pension contracts.

Transfer your pension with no set up cost
With newer style stakeholder and personal pensions allowing you to access them with no initial charge, many individuals are able to transfer to a lower cost, better performing contract with little or in many cases, no set up charges at all.

Weigh up the pros and cons
Although for many the pension transfer process is simple on the basis of charges alone, there are still a number of factors that need to be considered, and it is your responsibility to make sure that you’re aware of them and correctly weigh up the pros against the cons.

Get independent financial advice
We have tried to highlight some of the key areas to help you on your way to making a decision as to whether transferring to another provider is the right thing to do. However, there every case is different and subtle differences in your policies or how you prioritise these various factors can dramatically influence whether or not you should move to another provider. One things for sure, taking independent financial advice is the only sure way of getting a full hold of the facts.

To have an independent expert get in touch with you to offer some basic advice, simply enter your details below.

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On pressing the send button you will be contacted by Hello Finance Ltd who will ask some relevant questions about your pension requirements and then pass you onto an independent pension advisor in your area.

 

The Pensions Network web site is operated by Hello Finance Ltd and introduces clients to independent financial advisors. Hello Finance Ltd does not provide any finance advice and only acts as an introducer to regulated companies. Hello Finance Ltd is authorised and regulated by the Financial Services Authority Registration No. 446412.

Hello Finance Ltd is registered in Wales under CRN 05501378 and our registered office and business address is
7 Fidlas Road, Llanishen, Cardiff. CF14 0LW. Our telephone number is 02920 762249. Our e-mail address is accountsathellofinance.co.uk